Because sometimes you just need to get paid.

Use a merchant cash advance to borrow against your future earnings and put money in your pocket in as little as 24 hours. It’s easy to qualify for and doesn’t require you to put up collateral or give up any equity in your small business.

We Offer
Merchant Cash Advance

How a Merchant Cash Advance Works
A merchant cash advance allows a business to sell its future revenues for cash upfront. After funding, a percentage of your business’s future sales are collected by the buyer until the total amount purchased is reached.

How a Merchant Cash Advance Works
A merchant cash advance allows a business to borrow against its future earnings. Unlike other business loans, collateral is not typically required to start a merchant cash advance, which means you can receive funds in as little as 24 hours.

Can a startup get a merchant cash advance?
A merchant cash advance is an option for startup businesses that may not yet qualify for other types of business financing. Because a merchant cash advance is repaid based on your business’s daily sales, time in business and other factors that usually make financing difficult for startups don’t apply. If your startup has strong daily sales, a merchant cash advance could be an excellent solution for your fast-capital needs.

How is a merchant cash advance repaid?
Your cash advance is repaid based on your business’s daily sales. Depending on the way your cash advance is financed, your lender will either take a daily percentage of credit card sales or a percentage of the total daily business sales. Terms vary by lender.

Qualifying for a Merchant Cash Advance

Its fast and easy. Here is how you get started:

Provide 3–6 months of past bank statements or receivables

Fill out this super-simple cash advance application

Our Full List of Services

Want flexible financing? Then you want a business line of credit.
Think of a line of credit as a financial safety net for your business. It’s there if you need it, but you’re under no obligation to use it. And when you do tap into it, you can use it to cover almost any small business need. Plus, you only pay interest on the funds you use, not the full amount.
Need COVID-19 relief?
Begin your PPP loan application through LendBug to be matched with a PPP lender. LendBug is not a SBA lender, and an application submitted through LendBug does not guarantee you will receive a PPP loan or be matched to a lender. We will accept applications throughout the program or until allocated funds for the program have been exhausted.
Need fast cash for your equipment or repair cost?
If you find you need to get back up an running fast but don’t have access to cash to pay for new equipment or repair costs, our Equipment Financing is a good option for you to consider.
Looking for a "Fix and Flip" Finance Solution?

Hard Money provides fast funding for an industry that can’t afford slow bank approvals and rigorous underwriting delaying construction projects.
If you and your business have outgrown your current borrowing limit or are looking for a better “Fix and Flip” financing solution, LendBug can help.

Looking for Commercial Space for your business?
Commercial Mortgage Loans are similar to traditional mortgage loans; but instead of borrowing money to buy residential property, you secure any land or property for commercial purposes. Examples of commercial property are office buildings, industrial warehouses, apartment complexes, shopping centers, commercial building or land zones for commercial use.
Dont default on existing balances. See our Reverse Consolidations Service
Business owners with multiple Cash Advance positions can find themselves caught in a dangerous cycle of taking out more MCA positions just to avoid defaulting on existing balances. Reverse Consolidations provides business owners with a lump sum deposit directly into their business bank account.

Why Work With Us

LendBug has built a proven track record of negotiating and securing the best working capital options for it’s clients.
We pride ourselves on educating clients as to their best current funding options, while simultaneously
transitioning them towards better products and ultimately long term sustainable funding solutions.

Regardless of industry, personal credit profile, or time in business, we get it done.

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Get Approved Fast
Get Approved Fast
Contact Us Today