Interpretation and Definitions
Regarding Interpretation, the words of which the initials are capitalized have meanings outlined as per the conditions below. The definitions shall bear the same meaning even if they appear in singular or plural.
You, connotes the person or customer using or assessing the service or any other authorized entity accessing or using the service on behalf of the customer as applicable.
Account means a particular account created for you (a customer) to access LendBug services or part of it.
Website refers to LendBug, accessible from www.lendbug.com
Service refers to the web.
Country refers to: New York, New York.
Service Provider stands for any legal or person who processes the information on behalf of the LendBug . It also refers to a third person employed by the Unit to facilitate the service provision.
Third-party Social Media means any web or social network web through which a customer can log in or create an account to access the service.
Personal Data means any info that to an identifiable individual. For LendBug , personal data refers to any info that identifies, relates to, describes, or capable of being associated with or could sensibly be attached to directly or indirectly with You.
Cookies refer to small files which are placed on your mobile device, PC, or any other device by a web containing the details of your browsing history on the web among its multiple users.
Device refers to any device which can access the service, for example, a cellphone, digital tablet, or computer.
Usage Data involves data collected automatically.
Do Not Track is a concept facilitated by the US regulatory authorities, particularly the United States Federal Commission for the Internet industry, to establish and implement a mechanism for allowing internet users to manage the tracking of their online activities across websites.
Business as per California Consumer Privacy Act, refers to the business as the legal entity that collects personal information of the customers and determines the purposes and means of the processing of the same data, or on behalf of which such information is collected and that alone, or jointly with others, determines the purposes and means of the processing of consumers’ personal information, that does business in the State of California.
Consumer, as per the CCPA, consumer means a natural individual who is a resident of California. A resident, as defined under the law, includes first, every person who is in the United States of America for other than a temporary or transitory purpose, and secondly, every person who is domiciled in the United States of America who is outside the territorials of the United States of America for a temporary or transitory purpose.
Sale, as per the CCPA, sale refers to selling, releasing, renting, disseminating, disclosing, making available or communicating orally, in writing, or by electronic or other means, a Consumer’s Personal data to another business or a third party for monetary or other valuable considerations.
Collection of Your Personal Data
The following are the types of personal data collected:
Personal Data: We may ask You to provide us with personally identifiable information that can be used to contact or identify You while using Our Service. Details that can be used to classify you includes, but is not limited to:
Usage Data: When you use the Service, Usage Data is obtained automatically. Usage Details which include Your Computer’s Internet Protocol address (e.g., IP address), browser type, browser version, the pages of our Service that You access, the time and date of Your visit, the time spent on those pages, specific device identifiers, and other diagnostic data.
We may collect such information automatically when You access the service through or via a mobile device, including, but not limited to, the type of mobile device You use, Your mobile device unique ID, Your mobile device’s IP address, Your mobile operating system, the type of mobile Internet browser You use, unique device identifiers, and other diagnostic data.
“Persistent” cookies and “Session” cookies are two main types of cookies. When you go offline, persistent cookies stay on your computer or mobile device, while session cookies are removed when you close your browser.
Use of Your Personal Data
LendBug may use personal data for the following purposes:
To manage your account, to provide and maintain our service, for the performance of a contract, to contact You and provide You with special offers, news, and overall information on other goods and services, and to manage your requests.
Sharing of Your Personal Data
Sharing of your personal data is only justified under the following circumstances:
Retention of Your Personal Data
LendBug shall also retain the usage data for internal analysis requirements. Usage Data is overall retained for a short period of time except when the data is used to improve or strengthen the functionality of LendBug service.
Transfer of Your Personal Data
Your information, such as Personal Data, is generated at the operating offices of the Unit. It means that this info might be transferred to and or maintained on PCs located in the extraterritorial of your state, province, country, or other governmental jurisdictions where the protection laws for data may vary as compared to those from Your jurisdiction.
Disclosure of Your Personal Data
Under specific circumstances, LendBug might be obligated to disclose your personal information if demanded by the law or in response to legal requests by public authorities such as a government agency or a court of law.
Other legal requirements
LendBug might disclose Your Personal Information in the good faith belief that such an action is a requirement to:
Your Rights Under the California Consumer Privacy Act
The right to notice, access, or request, the right to stop the sale of personal information, the right to know about the use of your personal information, the right to delete personal information, and the right to be discriminated against.