

Need COVID-19 relief?
Begin your PPP loan application through LendBug to be matched with a PPP lender. LendBug is not a SBA lender, and an application submitted through LendBug does not guarantee you will receive a PPP loan or be matched to a lender. We will accept applications throughout the program or until allocated funds for the program have been exhausted.
The U.S. Small Business Administration (SBA) is a federal agency built solely for the purpose of helping small businesses get the funding they need—especially in times of economic hardship caused by events like the coronavirus (COVID-19) pandemic.
Contrary to what you might think, the SBA doesn’t actually foot any of the cash. Instead, it establishes the guidelines for loans and then guarantees a portion of those loans. Because lenders have much less risk in the case of a default, they’re more likely to provide funds to entrepreneurs like you.
Why Work With Us
LendBug has built a proven track record of negotiating and securing the best working capital options for it’s clients.
We pride ourselves on educating clients as to their best current funding options, while simultaneously
transitioning them towards better products and ultimately long term sustainable funding solutions.
Regardless of industry, personal credit profile, or time in business, we get it done.
How a Merchant Cash Advance Works
A merchant cash advance allows a business to borrow against its future earnings. Unlike other business loans, collateral is not typically required to start a merchant cash advance, which means you can receive funds in as little as 24 hours.
Can a startup get a merchant cash advance?
A merchant cash advance is an option for startup businesses that may not yet qualify for other types of business financing. Because a merchant cash advance is repaid based on your business’s daily sales, time in business and other factors that usually make financing difficult for startups don’t apply. If your startup has strong daily sales, a merchant cash advance could be an excellent solution for your fast-capital needs.
How is a merchant cash advance repaid?
Your cash advance is repaid based on your business’s daily sales. Depending on the way your cash advance is financed, your lender will either take a daily percentage of credit card sales or a percentage of the total daily business sales. Terms vary by lender.

Our Full List of Services
Want flexible financing? Then you want a business line of credit.
Need COVID-19 relief?
Need fast cash for your equipment or repair cost?

Looking for a "Fix and Flip" Finance Solution?
Hard Money provides fast funding for an industry that can’t afford slow bank approvals and rigorous underwriting delaying construction projects.
If you and your business have outgrown your current borrowing limit or are looking for a better “Fix and Flip” financing solution, LendBug can help.
Looking for Commercial Space for your business?
Dont default on existing balances. See our Reverse Consolidations Service
Find the right financial service for your business
Get the best funding solution for your current situation and needs.
Fill out our questionnaire to see which one of our services best fits your situation.